Pan, J. R. (2018). Cashless in UUM: Factors influencing user's intention to use digital payment based on kiple pay.
Chicago Style (17th ed.) CitationPan, Jing Rui. Cashless in UUM: Factors Influencing User's Intention to Use Digital Payment Based on Kiple Pay. 2018.
MLA (9th ed.) CitationPan, Jing Rui. Cashless in UUM: Factors Influencing User's Intention to Use Digital Payment Based on Kiple Pay. 2018.
Warning: These citations may not always be 100% accurate.