The Relationship And Causal Effects Of Determinant Factors Of Islamic Home Financing In Malaysia

• Main Author: Idris, Siti Maryam
• Format: Thesis
• Language: English
• Published: 2024
• Subjects: B1-5802 Philosophy (General)
• Online Access: http://eprints.usm.my/63883/

Based on the period of establishment, conventional banks were established long before islamic banks in malaysia. Many aspects can contribute to the stability in conventional banks. However, in islam, the criteria offered by conventional banks are opposed from shariah principle. Therefore, islamic banks were established to promote services in banking according to shariah principle. In accordance with this matter, this study would like to assess the relationship and causal effects of factors determinant in islamic home financing service. The factors are categorized into internal factors and macroeconomic factors. The first objective is to examine the long-run relationship of determinant factors in islamic home financing in malaysia. Follows by second objective, to examine the short-run relationship of determinant factors in islamic home financing in malaysia. Third objective is to assess the causality effect of determinant factors in islamic home financing in malaysia. The methodology of this study is quantitative research design. The data collection is based on secondary data which is retrieved through documentations review and statistical highlights from bank negara malaysia. The statistical data comprise of quarterly data from the first quarter of 2007 until the fourth quarter of 2021. Analysis data is conducted by using econometric approach on time series data which is autoregressive distributed lag (ardl) cointegration test and granger causality test.